what type of mortgage do you need?
FREE Mortgage Insurance for first 3 Months Get THE Best Mortgage Rate in Montreal Inquire Now Unpublished Rates Request
Get the Lowest Mortgage Rates in Montreal
Are You Looking At Buying A Home and Considering Your Mortgage Options?
First time home owners are often the most vulnerable when looking at buying property simply because they do not know who to approach or whom to trust with this very important step. You hear of people getting into financial difficulty after they purchased a home, simply because of over extending themselves. Using a mortgage broker is the best advice anyone can give you today.
Years ago, individuals buying a house used building societies and banks directly when taking out mortgages. However, with the growing number of mortgage brokers, fewer banks, and building societies, mortgage brokers are used more frequently.
Why Use Mortgage Brokers?
The growing loss of faith individuals have with using banks directly for the lowest/best mortgage rates are increasing. The ability of a financial institution giving you sound advice when they are the lender makes less sense than when using an intermediary. Getting a loan to purchase a home gets more difficult each year and securing a home loan gets infinitely more difficult and a possible harrowing experience. Banks and financial institutions reject more people than ever before, unless they use the professional experienced of mortgage brokers getting them the right and best deal with the lowest/best rates.
What We Can Do For You?
- First do we not only save you thousands of dollars, but also possible rejection, we save you time and lots of hassle. You could end up paying thousands of dollars more that you should or need to pay, simply because of wrong choices and additional charges and fees.
- We assess every available mortgage for you in getting the lowest/best deals and mortgage rates for you individually.
- We act as the intermediary doing all your financial negotiations with either mortgage lenders or banks. We work directly with both you and the financial institution and help in getting you the lowest/best mortgage, regardless whether it is for purchasing or refinance.
What You Need To Do
Are you financially secure with a good income and looking for the lowest best mortgage rates in purchasing your first home, refinance your mortgage, then you have come to the right mortgage brokers. We need your income, assets, credit report, and employment documentation and will assess your ability to obtain financing. As soon as we have gathered the details, we determine what would be your best options, determining loan type and appropriate loan amount. Although you can make all these decisions on your own, we are here to help.
We communicate all details with the appropriate lender to obtain the lowest/best deal, get approval for you, and ensure that everything runs smoothly and effortlessly for you. Our key advantage to you is working on your behalf to get the lowest/best mortgage rates available. We work with numerous financial institutions and banks simultaneously to find you the best deal. Until the deal is closed and you are happy with your new home or refinancing, we work diligently in your favor.
We Specialize In
A home equity line of credit (or security line of credit) may be a good option of getting cash out of your equity. Even though it is not as popular as the service of debt consolidation, for example, it may... Read More
Are You Looking for a Second Mortgage? If you are an owner of your own house and you need money, you can get your cash out with the help of second mortgages. Second mortgage essentially can be used for a... Read More
Services of Mortgage Broker for First Time Buyers Buying a house for the first time in your life may be a thrilling and exciting experience, yet it is a responsible and serious decision that has to be taken. For that... Read More
Options of Mortgage Refinancing Many clients sometimes face a situation when they need to refinance their mortgages. In particular, this trend has become stronger after the mortgage crisis in the United States. There are different reasons why the clients resort... Read More
Options of Mortgage Renewal Mortgage renewal is an especially needed service for many home owners. In essence, it is a new agreement, according to which you either extend or renew the terms of your mortgage with the mortgage holder. The... Read More